An insurance of General Liability is one of the main insurance policies that service companies of all kinds need to reduce the risk of damage to third parties while performing their services. A General Liability policy protects you from any liability, legal or financial, that may arise in the event of bodily injury or damage to property while providing your services. It is a requirement that many clients demand before hiring you.

Most General Liability insurance covers the costs of repairing property damage, legal fees and defense costs.

Example:

Sergio's Cleaning Company is doing residential cleaning work. While providing their services, one of the workers (or Sergio himself) spills a special corrosive liquid for cleaning tile floors on the wooden floor. The wooden floor is damaged and the client demands repairs. This is where you can rely on General Liability insurance, as the insurer will be responsible for the damages caused by your company, avoiding unexpected expenses, in addition to keeping your client.